Showing posts with label mortgage loans. Show all posts
Showing posts with label mortgage loans. Show all posts
Tuesday, 21 April 2026

Limitation periods and restitution after loan invalidity - three new CJEU Swiss-Franc mortgage judgments

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To continue our reporting on CJEU judgments concerning unfair contract terms in mortgage credit contracts denominated in Swiss francs, let u...
Tuesday, 14 April 2026

General information and a representative example in (mortgage) loan contracts C-85/24

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The CJEU was given the opportunity to interpret Directive 2014/17/EU on Mortgage Credit (MCD) in C-85/24 Verein für Konsumenteninformation ...

Fairness of indexing benchmarks in variable rate loans C -471/24

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In a recent judgment delivered on 12 February 2026  in  C-471/24 J.J.  v PKO BP S.A. , the CJEU delivered further important interpretation o...
Tuesday, 29 July 2025

Polish bankruptcy law fails consumers with unfair loan terms - CJEU in Wiszkier (C-582/23)

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Photo by Towfiqu barbhuiya on Unsplash In July 2025, the CJEU issued a judgment in Wiszkier ( C-582/23 ), concerning a Polish case involvin...
Friday, 20 June 2025

A milestone for Polish consumers claiming unfairness of Swiss francs mortgage loans - CJEU in Lubreczlik (C-396/24)

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Yesterday, the CJEU issued a new judgment in the Swiss franc mortgage loans and their unfair contract terms saga, following a referral from ...
Friday, 26 July 2024

One size fits all? Average consumer in collective proceedings, CJEU in C‑450/22

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 Dear readers,  it is with genuine excitement (albeit with some delay) that I type out some thoughts in reaction to a very rich new decision...
Sunday, 10 December 2023

Consequences of unfair core terms - CJEU in mBank (C-140/22)

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Last Thursday the CJEU issued a new judgment in the saga of Swiss francs mortgage loan contracts ( C-140/22 - there is no English language ...
Thursday, 19 October 2023

New EU Commission study on consumer over-indebtedness

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At the end of September, the EU Commission published a new, comprehensive, and timely Study on European consumers' over-indebtedness and...
Friday, 30 June 2023

Suspending payments of monthly loan instalments for consumers awaiting finding of unfairness - CJEU in Getin Noble Bank (C-287/22)

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Photo by Towfiqu barbhuiya on Unsplash On June 15th, aside the Bank M  judgment (see our previous comment here ), the CJEU addressed Polish...
Thursday, 22 October 2020

Consumers' income and mortgage loans: the CJEU in C-778/18

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Last week the CJEU delivered its judgment in C-778/18 Association francaise des usagers de banque v Ministre de l'Economie et des Fina...