Showing posts with label insurance. Show all posts
Showing posts with label insurance. Show all posts
Monday, 29 June 2026

Non-interest costs of credit and the applicability of the rate of interest: the CJEU in C-744/24

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In April 2026, the CJEU delivered a judgment in  C-744/24 P.W. v Bank Polska Kasa Opieki S.A.  This is an interesting case because it tackle...
Friday, 28 April 2023

Going in blind - Consequences of no opportunity to read insurance terms: CJEU in Occidental (C-263/22)

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Last week, on 20 April, the CJEU issued a judgment in the case Occidental - Companhia Portuguesa de Seguros de Vida  ( C-263/22 ) interpreti...
Wednesday, 14 March 2018

Delay to consumer insurance upgrades

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On 9 March 2018 the Council has adopted a directive postponing the application date of new rules on consumer insurance products to 1 Octobe...
Thursday, 16 November 2017

New Commission study on insurance services

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On 27 th October the European Commission published a  study on consumers’ decision making in insurance services. Insurance services a...
Monday, 31 August 2015

German BGH "limits and expands" consumer withdrawal rights with a view to mortgages

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Late in 2013 the CJEU issued a judgment ( Case C‑209/12 ) following upon a request for a preliminary ruling under Article 267 TFEU from the...
Monday, 10 August 2015

Agreement reached on Insurance Distribution Directive: good news for European consumers?

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The new Directive on insurance sale is a step closer to being adopted after representatives of the European Parliament reached agreement wit...
Wednesday, 29 April 2015

The core of insurance contracts and its transparency (ECJ in C-96/14)

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Last Thursday, the ECJ published its decision in Van Hove v CNP Assurances SA (C-96/14) .  This is an important decision with reference ...

More information duties for insurance companies - CJEU in Nationale-Nederlanden Levensverzekering Mij (C-51/13)

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29 April 2015: CJEU judgment in Nationale-Nederlanden Levensverzekering Mij ( C-51/13 ) The Third Life Assurance Directive ( 92/96/EEC ...
Monday, 3 March 2014

Harmonisation of insurance contract laws?

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Short after the Parliament's first reading vote on the Common European (now, Distance) Sales Law, the Commission might be starting a n...
Tuesday, 19 November 2013

Assuring informed choice in life assurance contracts - EFTA court (E-11/12)

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On 13 June this year the EFTA court gave a judgment in the case Koch, Hummel and Müller v. Swiss Life ( E-11/12 ) which concerned the duty...
Tuesday, 10 September 2013

Solvency II on hold

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Another new legislative proposal that has been pushed on the European Parliament's agenda is the suggested amendment to Solvency II Dir...
Friday, 31 May 2013

Free medical assistance abroad not being enforced

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The enforcement of European consumer protection rules is still less than ideal in many Member States. One of the benefits that was introduc...
Wednesday, 29 May 2013

Financial complaints in the British Isles

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The British Financial Ombudsman Service ( FOS ) published an annual report documenting its work in settling disputes between consumers and...
Monday, 4 February 2013

Cross-border insurance contracts

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Another interesting post from the European Commission last week revealed that it will be calling on experts to examine obstacles in the cro...
Thursday, 24 January 2013

Insurance mediation

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BEUC published a position paper on the plan of the European Commission to review the Insurance Mediation Directive (IMD). Consumers often...